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| By your calculation, you have 25K saving a month. Puting aside 5K for emergency or property tax use, you can pay 20K a month. For a 5% interest rate mortgage currently, a monthly interest pay is 0.4%, that means the maximum amount of loan you can afford is 350W (need to have some principle, about 12W a year for 30 years mortgage, in addition to the interest). This is way below the 1000W house you were talking about. Need to scale down the expectation of the house (smaller, older, further away from city, etc.). ... |
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